This is the house-hack that changes your monthly payment. A brand new 2025 CBS duplex with two 3-bedroom, 2-bathroom units, premium finishes, no HOA, and a price under 500,000. FHA and VA eligible. Never occupied. Certificate of Occupancy in hand.
Each unit delivers 1,222 square feet with quartz countertops, a decorative waterfall kitchen island, frameless glass showers, polished porcelain tile throughout, matte black fixtures, and a full stainless steel appliance package. Impact windows and doors on every opening, 160 MPH wind code, Sentricon termite system, private well with water softener. FEMA Zone X with no mandatory flood insurance. Taxes 442 per year on a vacant land assessment.
FHA 3.5 percent down is approximately 17,497. Estimated market rent is 1,750 or more per month per unit. Estimated gross rental income for investors is 3,500 or more per month on brand new construction.
The property is served by a 400 GPD septic system with four-bedroom permitted capacity. There are six physical bedrooms, three per unit. Buyers should consult a licensed septic contractor. Upgrade to 600 GPD is estimated at 15,000 to 25,000.
